Hello everyone, this is the Dardion editorial team, and today we’ll discuss the 10 best crypto apps in the UK for 2025. It may sometimes seem that making money from cryptocurrencies is challenging and nearly impossible, but the market is proving otherwise. Now is one of the best times to start trading.
Using crypto apps in the UK is essential for complying with local laws, ensuring security, and conveniently managing assets. Apps like Revolut and Binance offer features for the legal storage, trading, and tracking of cryptocurrencies while considering tax requirements. Additionally, these apps often integrate KYC (Know Your Customer) standards, helping users avoid regulatory issues and protect their funds from fraud.
We have selected the best platforms to ensure your safety and elevate your trading experience. Let’s dive into the details below.
Getting Started with These Apps
To begin trading with cryptocurrency apps, download the app from the App Store or Google Play, create an account, and link it to your bank account or card. Be sure to use a strong password and enable two-factor authentication for added security. Some apps also support fingerprint login.
Before choosing an app, conduct research and compare different options based on fees, user interface, customer support, and available cryptocurrencies. Additionally, ensure the platform has security measures in place to protect your data and assets.
Once your account is set up and funded, you can start trading. Most apps offer simple tools for buying and selling cryptocurrencies, such as market or limit orders. However, always consider the risks, as cryptocurrencies can be highly volatile.
Do You Need a Separate Trading Wallet for These Apps?
A cryptocurrency wallet is a useful tool for storing and managing digital assets, though it isn’t always necessary when using trading apps. A wallet provides greater control and security over your cryptocurrency holdings. Wallets can be software, hardware, or paper, each offering different levels of protection and convenience.
When selecting apps and exchanges for cryptocurrency trading, consider factors such as user-friendly interfaces, low fees, a wide selection of assets, and strong customer support. Also, ensure that the platform provides robust security measures, including two-factor authentication and encryption.
Cryptocurrency exchanges allow for direct buying and selling between users, offering greater control but potentially higher fees. Brokers, on the other hand, act as intermediaries, providing a simplified process with lower fees but less choice of cryptocurrencies. The choice between an exchange and a broker depends on your needs for control and convenience.
Top 10 Best Cryptocurrency Apps in the UK – Detailed Overview with Pros and Cons
1. eToro – Best for Beginners
eToro offers a user-friendly interface with access to over 90 cryptocurrencies, stocks, forex, and commodities. Key advantages include a copy trading feature and a demo account with £100,000 in virtual funds, allowing beginners to practice without risk. The platform is regulated by the FCA and provides secure storage through the eToro Money Crypto Wallet.
Pros: Wide asset selection, social trading, user-friendly app.
Cons: 1% commission plus market spread, withdrawal fees, no crypto-to-crypto exchange.
2. Coinbase – Ease of Use
Coinbase is known for its straightforward and quick mobile platform, making it an excellent choice for beginners. It supports over 250 cryptocurrencies and features an Advanced Trade option for experienced traders with lower fees and analytical tools.
Pros: Large cryptocurrency selection, fast withdrawals, educational materials with rewards.
Cons: High fees (up to 1% and 0.5% spread), 3.99% debit card fee.
3. Uphold – Wide Cryptocurrency Selection
Uphold provides access to over 260 cryptocurrencies and unique asset exchange options, including metals and forex, without needing to convert to fiat. Zero withdrawal fees are a significant advantage for users.
Pros: Cross-asset exchange, no withdrawal fees, competitive staking rates (over 30 assets).
Cons: Complicated fee structure for small volumes.
4. Kraken – Low Fees
Kraken offers advanced trading features, including margin trading and high-yield staking. With over 230 cryptocurrencies available, its minimum order is just £1, making it accessible for beginners. Security is top-notch, with 2FA and offline coin storage.
Pros: Strong security, low fees (from 0.26%), advanced trading options.
Cons: No crypto credit card.
5. Revolut – Banking and Crypto Functions Combined
Revolut integrates banking services with cryptocurrency trading in one app. Users can buy, store, and regularly purchase cryptocurrencies, earn rewards through “Learn and Earn,” and utilize staking and a crypto card for daily payments.
Pros: Free ATM withdrawals, virtual cards for security, educational materials with rewards.
Cons: Limited withdrawal limits, fees for some features (£9.99/month).
6. Gemini – Best for Security
Gemini focuses on high-level security for its users, offering cold storage, loss insurance, and institutional-grade protection through Gemini Custody. Multi-signature wallets and private key protection in secure data centers add extra account security.
Pros: High security standards, asset storage options.
Cons: Complex fee structure.
7. Crypto.com – Best for Crypto Cards
Crypto.com not only offers cryptocurrency trading but also additional services like staking, DeFi wallets, and an NFT marketplace. The platform supports over 250 cryptocurrencies, and minimum trades start at just $1.
Pros: Visa card option, competitive staking rewards.
Cons: High fees on certain transactions.
8. Bitpanda – Best for Highly Verified Users
Based in Austria, Bitpanda allows investments in cryptocurrencies and precious metals. The platform supports various payment methods and provides high purchasing limits for verified users.
Pros: Diverse asset selection, user-friendly.
Cons: Higher fees compared to competitors.
9. CoinJar – Best for Crypto Portfolio Investments
CoinJar allows easy buying, selling, and exchanging of cryptocurrencies in GBP, facilitating investments without currency conversion. The “CoinJar Bundles” feature helps diversify crypto portfolios through a single transaction.
Pros: Ease of use, variety of cryptocurrencies.
Cons: No staking rewards.
10. CEX.IO – Best for Crypto Loans
CEX.IO allows borrowing fiat funds against crypto collateral without selling it. The platform also supports staking and offers various trading tools, including spot and margin trading.
Pros: High security standards, crypto loan options.
Cons: High fees for certain services.
Cryptocurrency Trading App Fees
When choosing a cryptocurrency trading app, it’s essential to consider the various types of fees that may be charged. The main ones include trading fees, deposit and withdrawal fees, and conversion fees.
Trading fees can range from a fixed amount to a percentage rate based on the type of transaction. Some apps may have fixed rates, while others charge a percentage of the transaction amount.
Deposit and withdrawal fees also vary depending on the method used. For example, some apps may charge for bank transfers, while others offer them for free. This is an important factor to consider when selecting a trading platform.
Conversion fees apply when exchanging one cryptocurrency for another. Comparing these fees can help you choose the most advantageous and suitable app based on your trading habits and volumes.
Security of Using Cryptocurrency Trading Apps
Using cryptocurrency trading apps can be safe if certain precautions are taken. It’s vital to choose apps regulated by reputable financial authorities, such as the FCA in the UK. This ensures the app operates legally and protects customer funds.
Reliable security measures, such as SSL encryption, two-factor authentication, and cold storage of assets, help safeguard your data and funds from unauthorized access.
It’s also recommended to pay attention to the app’s reputation. Read user reviews and check if the platform has been around long enough to earn trust.
Having insurance for the assets stored on the platform provides an additional layer of protection for your funds. It’s also worth choosing apps with good customer support, so you can get help if any issues or questions arise.
How to Determine the Right App for Me?
It’s simple—start from your requirements. Think about what you want to do: stake, hold, or trade. Generally, any of these exchanges will suit your needs, as by 2025, every exchange will have advanced earning technologies.
Now is an ideal time for spot trading, and exchanges are trying to lower fees to attract a portion of the lucrative audience.
Conclusion
To choose a useful app for trading or holding cryptocurrencies, it doesn’t necessarily have to be located in the UK; it just needs to have a license to operate in that country.
Cryptocurrency is all about decentralization, and restricting apps by country should be considered a crime!
